Hand Book 2025-26 for National (Small) Savings Schemes

Hand Book 2025–26 for National (Small) Savings Schemes – Complete POSB & IPPB Guide

Stay updated with the latest Government National (Small) Savings Schemes with the Hand Book 2025–26, 7th edition, authored by Kawal Jit Singh, Retired Assistant Director (Savings Bank), Department of Posts. This comprehensive guide is a must-have for postal employees, financial service staff, and anyone handling savings schemes.

📖 Why This Hand Book is Essential:

• Step-by-step guidance to open and operate accounts in all savings schemes with AML/KYC compliance.

• Detailed information on Interest Rates, Tax Benefits, Investment Limits, and discontinued schemes.

• Practical POSB operations procedures for Branch Post Offices (BOs) based on the latest CBS manual.

• Complete SOP & FAQs for the DARPAN Android App.

• Integration of POSB & India Post Payments Bank (IPPB) products.

• Doorstep banking procedures using IPPB Micro ATMs.

• Comprehensive coverage of Prime Minister Jan Suraksha Schemes including PMJJBY, PMSBY, and Atal Pension Yojana (APY).

• Full SOP for NEFT/RTGS transactions.

• Up-to-date guidance based on the latest postal circulars & CBS procedures.

📚 Chapters Covered:
Savings Account | Recurring Deposit (RD) | Time Deposit (TD) | Monthly Income Scheme (MIS) | Senior Citizens Savings Scheme (SCSS) | Public Provident Fund (PPF) | Sukanya Samriddhi Yojana (SSA) | Kisan Vikas Patra (KVP) | National Savings Certificate (NSC) | PM CARES for Children Scheme | Mahila Samman Savings Certificate 2023 | POSB Operations in EDBOs | SOP for Unified DARPAN Android App | Incentive Scheme for BPMs | Discontinued Schemes | PM Jan Suraksha Schemes | National Pension Scheme (NPS) | NEFT/RTGS SOP | POSB & IPPB Product Integration | Doorstep Banking via IPPB | IPPB Micro ATM SOP

✨ Key Features:

• 7th Edition (2025–26), corrected up to 10.07.2025

• 400+ pages with charts, flowcharts, SOPs, and FAQs

• Easy-to-understand language for semi-literate field users

• Ideal for training new staff and updating experienced employees

• Helps achieve Government of India’s Financial Inclusion mission

💼 Who Should Buy This Book:
Postal staff, BPMs, field officers, financial service providers, and anyone managing Public Savings Schemes.

🔑 Related Search:
Post Office Savings Schemes Book, National Small Savings Handbook 2025, POSB Manual 2025, DARPAN SOP Guide, IPPB Micro ATM Procedure, Post Office RD TD MIS PPF Guide, Sukanya Samriddhi Yojana Book, Savings Schemes for BPMs, Financial Inclusion Handbook, Government Savings Scheme 2025 Book, PM Jan Suraksha Schemes Handbook